Read these in order before you apply
Eight guides, one path: from whether HDB will lend to you, to how much cash you actually need on the day. Each step links to the official rule it relies on.
- HDB loan eligibilityCitizenship, income ceilings, property rules.
- HFE letterThe one document that confirms your loan and grants.
- MSR vs TDSRThe two ratios that cap how much you can borrow.
- HDB loan vs bank loanRate, cash portion, lock-in and the one-way switch.
- HDB downpaymentHow cash, CPF and grants fit together.
- Using CPFLimits, refunds and what CPF cannot pay for.
- Enhanced CPF Housing GrantAmounts by income band, BTO and resale.
- HDB resale grantsFamily, singles and proximity amounts.
Then put numbers to it: HDB loan calculator · BTO budget calculator · stamp duty calculator
HDB resale prices by town
Medians by flat type and the latest registered transactions for each town, from official HDB data.
- Ang Mo Kio HDB resale prices
- Bedok HDB resale prices
- Bishan HDB resale prices
- Bukit Batok HDB resale prices
- Bukit Merah HDB resale prices
- Bukit Panjang HDB resale prices
- Bukit Timah HDB resale prices
- Central Area HDB resale prices
- Choa Chu Kang HDB resale prices
- Clementi HDB resale prices
- Geylang HDB resale prices
- Hougang HDB resale prices
- Jurong East HDB resale prices
- Jurong West HDB resale prices
- Kallang/Whampoa HDB resale prices
- Marine Parade HDB resale prices
- Pasir Ris HDB resale prices
- Punggol HDB resale prices
- Queenstown HDB resale prices
- Sembawang HDB resale prices
- Sengkang HDB resale prices
- Serangoon HDB resale prices
- Tampines HDB resale prices
- Toa Payoh HDB resale prices
- Woodlands HDB resale prices
- Yishun HDB resale prices
Every district's condo resale prices, from URA caveats
Twelve-month median price, price per square foot, transaction count and the latest lodged caveats for each of Singapore's 28 postal districts, rebuilt monthly from URA data. Two districts have too few private resale transactions for a reliable median and are left out. Regions follow the usual district grouping; a few districts straddle a boundary.
Core Central Region Prime and city districts
Rest of Central Region City-fringe districts
- D03 Queenstown, Tiong Bahru, Alexandra
- D04 Harbourfront, Telok Blangah, Sentosa
- D05 Buona Vista, Clementi, Pasir Panjang
- D07 Bugis, Beach Road, Rochor
- D08 Little India, Farrer Park
- D12 Balestier, Toa Payoh, Serangoon Road
- D13 Macpherson, Potong Pasir, Braddell
- D14 Geylang, Eunos, Paya Lebar
- D15 East Coast, Marine Parade, Katong
- D20 Bishan, Ang Mo Kio, Thomson
Outside Central Region Suburban districts
- D16 Bedok, Upper East Coast, Siglap
- D17 Changi, Loyang, Flora
- D18 Tampines, Pasir Ris, Simei
- D19 Serangoon, Hougang, Punggol, Sengkang
- D21 Upper Bukit Timah, Clementi Park, Ulu Pandan
- D22 Jurong, Boon Lay, Tuas
- D23 Bukit Batok, Choa Chu Kang, Hillview
- D25 Kranji, Woodlands, Admiralty
- D26 Upper Thomson, Springleaf, Mandai
- D27 Yishun, Sembawang, Admiralty
- D28 Seletar, Yio Chu Kang
Start from the district overview, or compare with HDB resale prices by town and the stamp duty calculator for a private purchase.
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The cheapest towns for 4-room and 5-room HDB resale flats in 2026, and when cheap means an old lease
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HDB income ceiling 2026: $16,000 for families, $18,000 for qualifying ECs
The 24 August changes explained: singles, existing HFE letters, November BTO timing and February 2027 ballot chances.
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Enhanced CPF Housing Grant: amounts and eligibility in 2026
Current EHG maximums, income and employment rules, lease requirements and what happens to the grant when the flat is sold.
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HDB resale grants in 2026: family, singles and proximity amounts
Compare CPF Housing Grant, EHG and Proximity Housing Grant amounts, then see how the layers fit into a resale-flat budget.
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HDB downpayment in 2026: how cash, CPF and grants fit together
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HFE letter application: documents, validity and how to apply
Application timing, nine-month validity, required information, HDB loan and grant outcomes, and the integrated bank IPA option.
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HDB valuation explained: how Singapore agents actually price your flat
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Selling HDB after MOP: the 5-step timeline with CPF & HDB paperwork
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