Selling your property? Price it right from day one.
Free 30-minute consultation with Joe Tay — District Director at ERA Realty Network, 16+ years selling Singapore HDB, condo, landed, and commercial property. Recent client: sold at $18k above valuation in 3 weeks.
Get a free consult
3 fields. Typically reply within 1 hour during 9am–9pm. No obligation.
Selling an HDB flat? There is an HDB-specific page with the questions that matter for HDB owners.
What you get in your 2% commission.
My quoted seller fee is 2%, subject to agreement. Commission rates are negotiable; Singapore has no fixed rate. Here is what my service includes.
Data-backed pricing
Recent block transactions + SRX X-Value + condition adjustments. You see the comparables that justify every dollar of your asking price.
Premium listing reach
Launched same day across PropertyGuru, 99.co, SRX, EdgeProp — plus my private buyer/landlord network. Premium placements included.
Dedicated advisor
One person from first call to key handover — me. No handoffs, no rotating juniors. Direct WhatsApp access, typical reply within 1 hour during 9am–9pm.
Selective — not for everyone
I only take on listings I'm confident I can close well. If your expectations aren't realistic, I'll tell you straight rather than take the listing and fail.
Typical agent vs PropertySG.
| What matters | Typical agent | PropertySG |
|---|---|---|
| Time to close | 3–6 months | Under 8 weeks |
| Response time | Days, often via assistant | Under 1 hour on WhatsApp, direct to Joe |
| Pricing method | Gut feel & surface comps | Live data, demand signals, URA trends |
| Buyer screening | Anyone who asks gets a viewing | Financing-verified buyers only |
| After OTP signed | Radio silence, you chase updates | One advisor, through to completion |
Joe priced my 4-room right from day one — sold at $18k above valuation.
Mr Ng · 4-Room HDB Seller, Serangoon North · March 2026 Verified
Four phases from first call to keys.
The 3–4 month end-to-end sequence for most Singapore HDB and condo sellers. Each phase has clear deliverables and decision points — you always know where you stand.
Free consult & valuation
30 minutes, no obligation. I walk you through comparables, indicative valuation, and a realistic price range before you commit.
Listing launch
Professional photos, staging advice, listing copy. Live across 4 major portals + my private network within 48 hours of sign-off.
Qualified viewings & offers
I pre-screen every buyer — financing verified, intent confirmed. Weekly progress updates. Negotiation handled by me, not you.
OTP to key handover
I coordinate conveyancing, HDB resale submission, online endorsement, and the Resale Completion Appointment. You show up when needed.
The questions I get most often.
"Is 2% really the right commission?"
No commission rate is fixed in Singapore — every rate is negotiable. 2% is what I quote for the full seller service. Compare the services included, the marketing plan and the agreed fee before appointing an agent. What my 2% covers.
"What if I'm not ready for 6+ months?"
Start the conversation now. Sellers who nail pricing and presentation 3–6 months ahead consistently outperform those who rush. Free consult, no obligation, no commitment.
"How long does it usually take?"
Listing to OTP: 4–8 weeks typical. OTP to key handover: ~10 weeks of HDB/bank/legal process. End-to-end: 3–4 months. I'll give you a specific range for your flat at the free consult.
"How do I know you're not just another pushy agent?"
I'm selective and turn down bad-fit listings. Verify my CEA registration (R009618D) on the CEA public register in 30 seconds. Every number is on record before you sign anything.
Step-by-step seller questions.
How do I sell my HDB in Singapore?
After confirming MOP has cleared, the sequence is: get an indicative valuation, list across PropertyGuru/99.co/SRX/EdgeProp, conduct viewings, negotiate an Option to Purchase (OTP), then 10 weeks of HDB resale paperwork through the single Resale Completion Appointment. End-to-end typically takes 3-4 months.
When can I sell my HDB after MOP?
The Minimum Occupation Period (MOP) for HDB flats is 5 years from the date you collected the keys — not from booking or signing. Check your exact MOP end date via HDB website → My HDBPage → Flat Details. Once past MOP, you can list immediately.
What is Cash Over Valuation (COV)?
COV is the amount a buyer pays above HDB's formal valuation. Since HDB loan and CPF only cover up to the valuation, any amount above must be paid in cash. For example, if you sell at $580k and HDB values it at $570k, the buyer pays $10k COV in cash.
Do I need an agent to sell my HDB?
No. HDB allows owners to manage the sale themselves. If you appoint an agent, compare the agreed fee with the written scope, including pricing, marketing, buyer screening, viewings, negotiation and transaction coordination.
How much deposit do I need for OTP?
The Option Fee is negotiable between S$1 and S$1,000. The Option Exercise Fee (when the buyer exercises within 21 days) is also negotiable, but the combined total of Option Fee + Exercise Fee cannot exceed S$5,000. This is flat-capped regardless of property price — very different from private property where deposits are percentage-based.
Do I need to prepare anything before listing?
I handle professional photography, staging advice, and listing copy. Just provide access to the property — I take care of the rest to make your listing stand out from day one.
Let's get your sale right.
Free 30-minute consultation. I'll show you the comparables, indicative valuation, and realistic strategy for your specific flat. You decide what's next — no pressure.
Book a free consult
Typically reply within 1 hour during 9am–9pm. No obligation.