| Grant | Families | Single buying alone |
|---|---|---|
| CPF Housing Grant, 2- to 4-room resale flat | Up to $80,000 | Up to $40,000 |
| CPF Housing Grant, 5-room or bigger resale flat | Up to $50,000 | Up to $25,000 |
| Enhanced CPF Housing Grant | Up to $120,000 | Up to $60,000 |
| Proximity Housing Grant: live with parent/child | $30,000 | $15,000 |
| Proximity Housing Grant: live within 4 km | $20,000 | $10,000 |
These are headline maximums, not an automatic package. Your HFE letter assesses the household and confirms which grants can be combined.
CPF Housing Grant for resale flats
Eligible first-timer families may receive $80,000 for a 2- to 4-room resale flat or $50,000 for a 5-room or larger flat. An eligible first-timer single buying alone may receive $40,000 or $25,000 respectively.
The published income ceiling is generally $14,000 for a family household and $7,000 for a single buying alone, with additional household and property-ownership conditions.
Enhanced CPF Housing Grant
EHG adds income-tiered support. A first-timer family can receive up to $120,000, while a single buying alone can receive up to $60,000. The remaining lease must be more than 20 years and cover the youngest eligible core member to age 95 for the full EHG amount.
Read the full EHG guide before treating an online estimate as available funds.
Proximity Housing Grant
PHG supports eligible resale buyers who live with or near parents or children. Families may receive $30,000 when living together or $20,000 when living within 4 km. Eligible singles receive half those amounts.
Unlike most housing grants, PHG has no income ceiling, but it has household, relationship, residence, distance and one-time usage conditions. Confirm the addresses and distance through HDB before committing.
Plan using the net purchase price
- Apply for an HFE letter before taking a resale Option to Purchase.
- Use confirmed grants to calculate the net purchase price.
- Budget cash for option fees, any cash-over-valuation and other non-CPF items.
- Estimate the remaining loan with the HDB loan calculator.
Official sources and review date
Reviewed 25 Aug 2026 against HDB's current family resale grant, Singles Grant, EHG and PHG guidance.
Frequently asked questions
How much HDB resale grant can a family receive?
The CPF Housing Grant is up to $80,000 for an eligible family buying a 2- to 4-room resale flat or $50,000 for a 5-room or larger flat. EHG and PHG may be added if the household meets their separate conditions.
What is the Proximity Housing Grant amount?
Eligible families may receive $30,000 to live with parents or children, or $20,000 to live within 4 km. Eligible singles receive $15,000 or $10,000 respectively.
Can I receive both EHG and the Proximity Housing Grant?
Potentially, yes. The grants have separate conditions and can be combined for an eligible resale purchase, but the HFE letter confirms the actual household entitlement.
This guide is general education, not a grant decision or personal financial advice. HDB and CPF Board apply the prevailing rules to the household and property details in the HFE and purchase applications.