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  "title": "PropertySG Insights — Joe Tay",
  "description": "Plain-English guides on Singapore property: selling, renting, valuation, regulations.",
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      "url": "https://joetay.com/insights/hdb-valuation-explained.html",
      "title": "HDB Valuation Explained: How Singapore Agents Actually Price Your Flat",
      "summary": "Valuation, asking price, offer price — three different numbers most HDB sellers confuse. How agents triangulate URA, SRX, and recent transactions to price your flat honestly.",
      "content_text": "Valuation, asking price, offer price — three different numbers most HDB sellers confuse. How agents triangulate URA, SRX, and recent transactions to price your flat honestly.",
      "date_published": "2026-04-21T00:00:00+08:00",
      "date_modified": "2026-04-21T00:00:00+08:00",
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      "url": "https://joetay.com/insights/how-long-to-sell-hdb-singapore-2026.html",
      "title": "How Long Does It Take to Sell an HDB Flat in Singapore? (2026 Timeline)",
      "summary": "A realistic week-by-week breakdown of selling your HDB flat in Singapore — from listing launch to key handover. Written by a CEA-registered advisor.",
      "content_text": "A realistic week-by-week breakdown of selling your HDB flat in Singapore — from listing launch to key handover. Written by a CEA-registered advisor.",
      "date_published": "2026-04-21T00:00:00+08:00",
      "date_modified": "2026-04-21T00:00:00+08:00",
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      "url": "https://joetay.com/insights/property-agent-commission-singapore.html",
      "title": "2% Commission: What Your Singapore Property Agent Actually Does For It",
      "summary": "Singapore property agents charge 2% for sales — but what exactly does that cover? The full breakdown of work done behind the scenes, what's included vs extra, and when cheaper agents cost you more.",
      "content_text": "Singapore property agents charge 2% for sales — but what exactly does that cover? The full breakdown of work done behind the scenes, what's included vs extra, and when cheaper agents cost you more.",
      "date_published": "2026-04-21T00:00:00+08:00",
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      "title": "Selling HDB After MOP: The 5-Step Timeline With CPF & HDB Paperwork",
      "summary": "Just crossed your 5-year MOP and thinking of selling? The 5 steps from eligibility check to keys — including CPF refund, paperwork, and the mistakes BTO owners make on their first resale.",
      "content_text": "Just crossed your 5-year MOP and thinking of selling? The 5 steps from eligibility check to keys — including CPF refund, paperwork, and the mistakes BTO owners make on their first resale.",
      "date_published": "2026-04-21T00:00:00+08:00",
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